Refinance in Arizona

Are you feeling envious of today’s low mortgage rates—or maybe wishing you could change something else about your home loan? It might be time to consider a refinance.

Misty Garrison can help you to refinance your home loan in Tempe, Phoenix, Maricopa County, or anywhere in the state of AZ.

What are the Benefits of
Mortgage Refinancing in
Arizona?

Refinancing your home could help you:

  • Lower your mortgage rate.
  • Change interest rate formats.
  • Get rid of PMI or MIP.
  • Get more time to finish paying on your mortgage.
  • Renegotiate other terms.

Is This the Time to Refinance in AZ?

There are many different scenarios where refinancing your mortgage could be the key to increasing financial flexibility and saving costs. Here are a few examples of such situations:

Mortgage rates are lower than they were when your loan originated. If you are not paying today’s low rates, maybe you could with a refinance.

You have a higher credit score or income than when you took out your loan. If that is your scenario, what you qualify for now could be more affordable than what you did originally.

You are paying an adjustable rate on your mortgage that has become too high. Maybe it is even continuing to climb. Refinancing to a fixed rate can put a stop to that.

You are moving in a few years, and have a fixed rate mortgage. If you switch to an adjustable rate, you could save on the introductory rate for your move.

If you want to stop paying for mortgage insurance, sometimes a refinance makes it possible.

Do you have high interest debts? Refinancing can allow you to consolidate them into one simple monthly payment.


During your mortgage consultation, Misty can help you figure out if a refinance is right for you based on the details of your individual situation.

See What Our Clients Are Saying About Us

She is the BEST! She turned my dream into a reality. Misty is a MUST for anyone who is doubting to buy with past credit problems. After two phone call with her and my confidence level went from one to ten. She is always available even when in doubt. Thank you Misty for blessing my family and I with a beautiful home.
Ms Misty is an amazing person she has so much knowledge and experience She really works hard for her clients at least for me. She works miracles and I love her 💕
Misty is wonderful to work with. We’ve closed on multiple biyers and they’ve all had nothing but great things to say about her! You won’t be disappointed
Photo from customer review
Misty was absolutely amazing for us a much better deal and helped us
I found Misty to be a consonant, caring professional. Everything that she committed to do she did. Thank you, Misty.
Misty's commitment from beginning to the end of this loan process was absolutely great. From our first introduction to her we felt at ease. She kept us informed at every step. Throughout the process we just did not worry because we saw that she is extremely good at what she does and she did the very best for us. Integrity, integrity, integrity describes her best.
We worked with Misty on a second for our home. She was amazing! It was the easiest process I have ever done for a loan. She was organized, overly communicative, extremely professional. I will absolutely be referring her on the future!
I can not say enough amazing things about Misty! She made our home buying process so easy and got us the absolute best rate out there! Thank you so much again Misty!!!
I was amazed at the great service that I received from Misty. She was professional, instructional, and patient as she realized that I had no knowledge of the process. She consistently made herself available to answer every question - with grace and encouragement. The bottom line is she really knows her stuff. I highly recommend that you reach out to her.
Misty is amazing. Working with her was so fun and easy. I never thought I would actually enjoy the mortgage process but Misty made it happen. I would highly recommend her as a knowledgeable professional and all around wonderful human. Will definitely use her services again on my next mortgage.
Wow, I can't thank Misty enough for the incredible support and guidance throughout the entire loan process. Her expertise and dedication truly made a difference for me. She was always there to answer my questions, explain everything clearly, and went above and beyond to ensure a smooth experience. Thanks for Misty help, I was able to secure a great loan that met my needs perfectly. I highly recommend their services to anyone in need of a mortgage. Thank you so much for everything!
Misty is fun, caring and patient! Working with Misty Crockett was a lifesaver in getting our home in LA from beginning to end. Misty went above and beyond while she lives in Arizona to make sure that we understood what we were getting into answered our questions every time of the day and sent us reminders even when we didn’t remember. She also worked seamlessly with our realtor and our escrow officer to make the complicated process feel much smoother. She was able to get us the lowest interest rate among all the lenders we consulted with, and we couldn’t have been happier. Detailed figures and estimates to understand home prices that fit our budget were very helpful. We recommend Mortgages by Misty to anybody who is getting to score a low interest rate for their home purchasing whether they are a first time home or not.
Misty is simply amazing! She is professional and so down to earth. I trust her with any and all things real estate. You will do yourself a disservice by not working with her!
I recently had the pleasure of working with Misty during my first home buying experience, and I cannot recommend her highly enough. From start to finish, Misty demonstrated an unparalleled level of professionalism, knowledge, and dedication.Misty's expertise was evident from our first meeting. She anticipated my questions before I even had a chance to ask them, guiding me through every step of the process with patience and clarity. Whether things were moving quickly or it was time to exercise patience, Misty was there every step of the way, providing invaluable reassurance and guidance.What truly set Misty and Talia apart was their seamless teamwork. The synergy between them was undeniable, making them a dynamic duo in the real estate world. Their collaboration ensured that every aspect of my home buying journey was handled with precision and efficiency.I am beyond impressed with Misty and Talia's efforts, and I will wholeheartedly recommend them to anyone in need of real estate services. They are, without a doubt, the epitome of excellence in their field. Thank you, Misty and Talia, for making my first home buying experience an unforgettable and rewarding journey.
Misty was very professional and knowledgeable very professional and helped me get approved for my home loan in no time would definitely recommend
Misty Is everything She is the key to home buying I never knew I needed Thank you for being honest and helping me to understand the many moving parts. I felt at ease and that I could trust you. In this Sellers market it is truly refreshing to know it can be done. I was prepared for the worst scenario but the process went smoother than I could imagine
Misty was very helpful at helping me through the whole process. So grateful to have met her. Thank you for everything!!
Misty is amazing! She was able to help us refinance (twice) in order to get lower interest rates; we have now paid off our house! Both times working with Misty she let us know all our options, what worked best for our goals and was so helpful. She is friendly and easy to work with, offers prompt service and very professional.
Excellent lender Thorough Patient Professional A must go to for sure!
Misty made the process very easy and stress free. I highly recommend her!
Misty Crockett is the ultimate professional! I purchased my home in 2020 and Misty was there to help me every step of the way. Her knowledge and years of experience about closing loans were invaluable. So invaluable, I recently used Misty services again to help refinance my home in order to complete my personal goals. She truly made the financial aspect of purchasing, and in my case, refinancing a comfortable and goal satisfying experience. Misty Crockett will be a lifetime professional resource for me and my family! She is attentive, punctual and listens to your goals.
I was so impressed with Misty from day one. This purchase transaction was very sentimental for my family and she hand held this application from start to finish. 24 calendar days to be exact! I am in the mortgage industry and have purchased a home before but never have I experienced this type of service or seen things done so quickly and efficient! She is knowledgeable and knows her mortgage stuff so well. She was always available via text, email or phone even when she was traveling or at an appointment. She always made it a point to respond quickly even if she didn’t have an answer yet or resolution. She was truthful along the entire way and ensured my best interest was at the highest priority. I wish I could tell the world to use Misty on every transaction (wait….I am)! USE MISTY ON EVERY MORTGAGE PURCHASE AND REFI! You will not be left disappointed.

Refinance in Tempe or Beyond Now

Are you ready to start saving on your home loan? Please contact Misty Garrison at (480) 842-1168 to schedule your consultation. We can help you refinance in Tempe, Phoenix, Maricopa County, or anywhere in the state of Arizona.

She is the BEST! She turned my dream into a reality. Misty is a MUST for anyone who is doubting to buy with past credit problems. After two phone call with her and my confidence level went from one to ten. She is always available even when in doubt. Thank you Misty for blessing my family and I with a beautiful home.
Ms Misty is an amazing person she has so much knowledge and experience She really works hard for her clients at least for me. She works miracles and I love her 💕
Misty is wonderful to work with. We’ve closed on multiple biyers and they’ve all had nothing but great things to say about her! You won’t be disappointed
Photo from customer review
Misty was absolutely amazing for us a much better deal and helped us
I found Misty to be a consonant, caring professional. Everything that she committed to do she did. Thank you, Misty.
Misty's commitment from beginning to the end of this loan process was absolutely great. From our first introduction to her we felt at ease. She kept us informed at every step. Throughout the process we just did not worry because we saw that she is extremely good at what she does and she did the very best for us. Integrity, integrity, integrity describes her best.
We worked with Misty on a second for our home. She was amazing! It was the easiest process I have ever done for a loan. She was organized, overly communicative, extremely professional. I will absolutely be referring her on the future!
I can not say enough amazing things about Misty! She made our home buying process so easy and got us the absolute best rate out there! Thank you so much again Misty!!!
I was amazed at the great service that I received from Misty. She was professional, instructional, and patient as she realized that I had no knowledge of the process. She consistently made herself available to answer every question - with grace and encouragement. The bottom line is she really knows her stuff. I highly recommend that you reach out to her.
Misty is amazing. Working with her was so fun and easy. I never thought I would actually enjoy the mortgage process but Misty made it happen. I would highly recommend her as a knowledgeable professional and all around wonderful human. Will definitely use her services again on my next mortgage.
Wow, I can't thank Misty enough for the incredible support and guidance throughout the entire loan process. Her expertise and dedication truly made a difference for me. She was always there to answer my questions, explain everything clearly, and went above and beyond to ensure a smooth experience. Thanks for Misty help, I was able to secure a great loan that met my needs perfectly. I highly recommend their services to anyone in need of a mortgage. Thank you so much for everything!
Misty is fun, caring and patient! Working with Misty Crockett was a lifesaver in getting our home in LA from beginning to end. Misty went above and beyond while she lives in Arizona to make sure that we understood what we were getting into answered our questions every time of the day and sent us reminders even when we didn’t remember. She also worked seamlessly with our realtor and our escrow officer to make the complicated process feel much smoother. She was able to get us the lowest interest rate among all the lenders we consulted with, and we couldn’t have been happier. Detailed figures and estimates to understand home prices that fit our budget were very helpful. We recommend Mortgages by Misty to anybody who is getting to score a low interest rate for their home purchasing whether they are a first time home or not.
Misty is simply amazing! She is professional and so down to earth. I trust her with any and all things real estate. You will do yourself a disservice by not working with her!
I recently had the pleasure of working with Misty during my first home buying experience, and I cannot recommend her highly enough. From start to finish, Misty demonstrated an unparalleled level of professionalism, knowledge, and dedication.Misty's expertise was evident from our first meeting. She anticipated my questions before I even had a chance to ask them, guiding me through every step of the process with patience and clarity. Whether things were moving quickly or it was time to exercise patience, Misty was there every step of the way, providing invaluable reassurance and guidance.What truly set Misty and Talia apart was their seamless teamwork. The synergy between them was undeniable, making them a dynamic duo in the real estate world. Their collaboration ensured that every aspect of my home buying journey was handled with precision and efficiency.I am beyond impressed with Misty and Talia's efforts, and I will wholeheartedly recommend them to anyone in need of real estate services. They are, without a doubt, the epitome of excellence in their field. Thank you, Misty and Talia, for making my first home buying experience an unforgettable and rewarding journey.
Misty was very professional and knowledgeable very professional and helped me get approved for my home loan in no time would definitely recommend
Misty Is everything She is the key to home buying I never knew I needed Thank you for being honest and helping me to understand the many moving parts. I felt at ease and that I could trust you. In this Sellers market it is truly refreshing to know it can be done. I was prepared for the worst scenario but the process went smoother than I could imagine
Misty was very helpful at helping me through the whole process. So grateful to have met her. Thank you for everything!!
Misty is amazing! She was able to help us refinance (twice) in order to get lower interest rates; we have now paid off our house! Both times working with Misty she let us know all our options, what worked best for our goals and was so helpful. She is friendly and easy to work with, offers prompt service and very professional.
Excellent lender Thorough Patient Professional A must go to for sure!
Misty made the process very easy and stress free. I highly recommend her!
Misty Crockett is the ultimate professional! I purchased my home in 2020 and Misty was there to help me every step of the way. Her knowledge and years of experience about closing loans were invaluable. So invaluable, I recently used Misty services again to help refinance my home in order to complete my personal goals. She truly made the financial aspect of purchasing, and in my case, refinancing a comfortable and goal satisfying experience. Misty Crockett will be a lifetime professional resource for me and my family! She is attentive, punctual and listens to your goals.
I was so impressed with Misty from day one. This purchase transaction was very sentimental for my family and she hand held this application from start to finish. 24 calendar days to be exact! I am in the mortgage industry and have purchased a home before but never have I experienced this type of service or seen things done so quickly and efficient! She is knowledgeable and knows her mortgage stuff so well. She was always available via text, email or phone even when she was traveling or at an appointment. She always made it a point to respond quickly even if she didn’t have an answer yet or resolution. She was truthful along the entire way and ensured my best interest was at the highest priority. I wish I could tell the world to use Misty on every transaction (wait….I am)! USE MISTY ON EVERY MORTGAGE PURCHASE AND REFI! You will not be left disappointed.
She is the BEST! She turned my dream into a reality. Misty is a MUST for anyone who is doubting to buy with past credit problems. After two phone call with her and my confidence level went from one to ten. She is always available even when in doubt. Thank you Misty for blessing my family and I with a beautiful home.
Ms Misty is an amazing person she has so much knowledge and experience She really works hard for her clients at least for me. She works miracles and I love her 💕
Misty is wonderful to work with. We’ve closed on multiple biyers and they’ve all had nothing but great things to say about her! You won’t be disappointed
Photo from customer review
Misty was absolutely amazing for us a much better deal and helped us
I found Misty to be a consonant, caring professional. Everything that she committed to do she did. Thank you, Misty.
Misty's commitment from beginning to the end of this loan process was absolutely great. From our first introduction to her we felt at ease. She kept us informed at every step. Throughout the process we just did not worry because we saw that she is extremely good at what she does and she did the very best for us. Integrity, integrity, integrity describes her best.
We worked with Misty on a second for our home. She was amazing! It was the easiest process I have ever done for a loan. She was organized, overly communicative, extremely professional. I will absolutely be referring her on the future!
I can not say enough amazing things about Misty! She made our home buying process so easy and got us the absolute best rate out there! Thank you so much again Misty!!!
I was amazed at the great service that I received from Misty. She was professional, instructional, and patient as she realized that I had no knowledge of the process. She consistently made herself available to answer every question - with grace and encouragement. The bottom line is she really knows her stuff. I highly recommend that you reach out to her.
Misty is amazing. Working with her was so fun and easy. I never thought I would actually enjoy the mortgage process but Misty made it happen. I would highly recommend her as a knowledgeable professional and all around wonderful human. Will definitely use her services again on my next mortgage.
Wow, I can't thank Misty enough for the incredible support and guidance throughout the entire loan process. Her expertise and dedication truly made a difference for me. She was always there to answer my questions, explain everything clearly, and went above and beyond to ensure a smooth experience. Thanks for Misty help, I was able to secure a great loan that met my needs perfectly. I highly recommend their services to anyone in need of a mortgage. Thank you so much for everything!
Misty is fun, caring and patient! Working with Misty Crockett was a lifesaver in getting our home in LA from beginning to end. Misty went above and beyond while she lives in Arizona to make sure that we understood what we were getting into answered our questions every time of the day and sent us reminders even when we didn’t remember. She also worked seamlessly with our realtor and our escrow officer to make the complicated process feel much smoother. She was able to get us the lowest interest rate among all the lenders we consulted with, and we couldn’t have been happier. Detailed figures and estimates to understand home prices that fit our budget were very helpful. We recommend Mortgages by Misty to anybody who is getting to score a low interest rate for their home purchasing whether they are a first time home or not.
Misty is simply amazing! She is professional and so down to earth. I trust her with any and all things real estate. You will do yourself a disservice by not working with her!
I recently had the pleasure of working with Misty during my first home buying experience, and I cannot recommend her highly enough. From start to finish, Misty demonstrated an unparalleled level of professionalism, knowledge, and dedication.Misty's expertise was evident from our first meeting. She anticipated my questions before I even had a chance to ask them, guiding me through every step of the process with patience and clarity. Whether things were moving quickly or it was time to exercise patience, Misty was there every step of the way, providing invaluable reassurance and guidance.What truly set Misty and Talia apart was their seamless teamwork. The synergy between them was undeniable, making them a dynamic duo in the real estate world. Their collaboration ensured that every aspect of my home buying journey was handled with precision and efficiency.I am beyond impressed with Misty and Talia's efforts, and I will wholeheartedly recommend them to anyone in need of real estate services. They are, without a doubt, the epitome of excellence in their field. Thank you, Misty and Talia, for making my first home buying experience an unforgettable and rewarding journey.
Misty was very professional and knowledgeable very professional and helped me get approved for my home loan in no time would definitely recommend
Misty Is everything She is the key to home buying I never knew I needed Thank you for being honest and helping me to understand the many moving parts. I felt at ease and that I could trust you. In this Sellers market it is truly refreshing to know it can be done. I was prepared for the worst scenario but the process went smoother than I could imagine
Misty was very helpful at helping me through the whole process. So grateful to have met her. Thank you for everything!!
Misty is amazing! She was able to help us refinance (twice) in order to get lower interest rates; we have now paid off our house! Both times working with Misty she let us know all our options, what worked best for our goals and was so helpful. She is friendly and easy to work with, offers prompt service and very professional.
Excellent lender Thorough Patient Professional A must go to for sure!
Misty made the process very easy and stress free. I highly recommend her!
Misty Crockett is the ultimate professional! I purchased my home in 2020 and Misty was there to help me every step of the way. Her knowledge and years of experience about closing loans were invaluable. So invaluable, I recently used Misty services again to help refinance my home in order to complete my personal goals. She truly made the financial aspect of purchasing, and in my case, refinancing a comfortable and goal satisfying experience. Misty Crockett will be a lifetime professional resource for me and my family! She is attentive, punctual and listens to your goals.
I was so impressed with Misty from day one. This purchase transaction was very sentimental for my family and she hand held this application from start to finish. 24 calendar days to be exact! I am in the mortgage industry and have purchased a home before but never have I experienced this type of service or seen things done so quickly and efficient! She is knowledgeable and knows her mortgage stuff so well. She was always available via text, email or phone even when she was traveling or at an appointment. She always made it a point to respond quickly even if she didn’t have an answer yet or resolution. She was truthful along the entire way and ensured my best interest was at the highest priority. I wish I could tell the world to use Misty on every transaction (wait….I am)! USE MISTY ON EVERY MORTGAGE PURCHASE AND REFI! You will not be left disappointed.