Are you feeling envious of today’s low mortgage rates—or maybe wishing you could change something else about your home loan? It might be time to consider a refinance.
Misty Garrison can help you to refinance your home loan in Tempe, Phoenix, Maricopa County, or anywhere in the state of AZ.
Refinancing your home could help you:
There are many different scenarios where refinancing your mortgage could be the key to increasing financial flexibility and saving costs. Here are a few examples of such situations:
Mortgage rates are lower than they were when your loan originated. If you are not paying today’s low rates, maybe you could with a refinance.
You have a higher credit score or income than when you took out your loan. If that is your scenario, what you qualify for now could be more affordable than what you did originally.
You are paying an adjustable rate on your mortgage that has become too high. Maybe it is even continuing to climb. Refinancing to a fixed rate can put a stop to that.
You are moving in a few years, and have a fixed rate mortgage. If you switch to an adjustable rate, you could save on the introductory rate for your move.
If you want to stop paying for mortgage insurance, sometimes a refinance makes it possible.
Do you have high interest debts? Refinancing can allow you to consolidate them into one simple monthly payment.
During your mortgage consultation, Misty can help you figure out if a refinance is right for you based on the details of your individual situation.
Mortgages by Misty is managed by Barrett Financial Group, LLC NMLS: 181106 (www.nmlsconsumeraccess.org) AZ MB-0945016, is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.