Your search for a suitable home loan in Arizona begins with finding the right mortgage company to work with. Below, we go over some recommendations that will help you connect with the right mortgage professional for your needs.
Things You Should Know When Choosing a Mortgage Company
- Work with a local mortgage professional. A good way to start filtering your search for a mortgage company is to stick with local professionals only. A local mortgage expert understands the real estate markets in Tempe, Phoenix, and other parts of Arizona in a way that a national company never could. You will also receive a lot more time and attention from a local loan officer.
- Choose a mortgage company in Arizona offering a variety of loan products. What is your financial scenario as you shop for a home? Depending on the situation, you may be seeking a loan that offers a low down payment, easy qualification, or other specific features. You should work with a loan officer who can connect you with different types of loans, since that gives you the best chance of finding the most suitable mortgage. Misty Garrison can help you apply for a conventional loan, a jumbo loan, or an FHA, VA or USDA mortgage. Each of these products has different benefits, and is suited to different situations.
- Pick an experienced mortgage pro familiar with a range of scenarios. Speaking of individual loan scenarios, the big banks tend to balk when they run into something they do not understand. But an experienced mortgage expert who has seen a diverse range of scenarios is going to know what path will bring you smoothly to your goals. Over 21 years in the mortgage industry has prepared Misty for every situation. Need to make a low down payment? Misty can point you toward mortgage products that work within your budget. Do not have a high credit score? She can help you apply for a home loan with relaxed qualification requirements. Plus, Misty offers bank statement loans. So if you do not have a W-2, you can still apply for a mortgage.
- Select an AZ mortgage company that offers amazing customer service. What determines what the mortgage experience is like has as much to do with how your loan officer treats you as it does the product you are applying for. Many borrowers become frustrated with big banks for a good reason—they usually do not spend a lot of time with their customers, and can be hard to reach when something comes up. Working with Misty Garrison on your mortgage is a completely different experience. Misty will spend as much time as needed during your consultation so that you can take your next steps feeling comfortable with the mortgage process. Whenever you have a question, she will be fast and easy to reach. She also will update you frequently so you know what to expect next in the loan process.
Contact Misty Garrison Now
Misty Garrison’s passion is for helping first time and repeat homebuyers to make their dreams come true. If you are ready to enjoy a smooth, easy loan process, please contact Misty at (480) 618-5358 to schedule your consultation. Let’s get you into your Arizona home.